COMMERCIAL REAL ESTATE FINANCING
Short-Term Financing with Rehab Costs Included
Finance a commercial property acquisition or refinance with funding for up to 100% of eligible rehab costs. Our flexible bridge loans help investors and property owners acquire, improve, and reposition commercial real estate with financing structured around the property and exit strategy.
Submit Loan RequestShort-term financing for commercial acquisitions, refinances, and time-sensitive transactions.
02Financing for eligible commercial development projects, from land acquisition through construction.
03Short-term financing for commercial acquisitions or refinances, with funding for eligible rehab costs.
LOAN PROGRAM OVERVIEW
Commercial properties often need rehab or upgrades to reach their full potential. Traditional financing may not accommodate the timing or cost of these improvements.
Myers Capital Hawaii offers commercial bridge loans that combine short-term property financing with rehab funding in one loan structure. Qualifying borrowers may finance up to 100% of eligible rehab costs, subject to overall loan-to-value and loan-to-after-repair-value requirements.
As a direct private lender, we evaluate the property's current value, proposed improvements, rehab budget, available equity, and exit strategy to structure financing around the transaction.
Whether you're upgrading a multifamily property, repositioning a mixed-use building, or improving a commercial asset before refinancing or sale, our goal is to help you move forward with a financing structure suited to the project.
PROGRAM DETAILS
Actual leverage and rehab funding depend on the property's value, project budget, overall loan structure, borrower qualifications, and program eligibility. Financing 100% of eligible rehab costs does not necessarily mean financing 100% of the total project cost.
PROPERTY TYPES
We consider financing for a range of commercial real estate assets, including:
Property eligibility varies by program and market.
HOW THE PROCESS WORKS
Our process is designed to evaluate both the property and the proposed improvements, with clear steps from initial review to closing.
Share the property details, acquisition or refinance requirements, rehab plans, estimated budget, and target closing date.
Provide the application and supporting information needed to evaluate the property, rehab scope, and financing requirements.
We evaluate the property's current value, proposed improvements, rehab budget, available equity, and exit strategy to determine whether the transaction fits our lending parameters.
Once underwriting, due diligence, and closing requirements are satisfied, we coordinate funding for the eligible transaction. Rehab proceeds may be subject to approved budgets, documentation, and draw requirements.
COMMERCIAL REAL ESTATE CASE STUDIES
Explore how Myers Capital Hawaii structures financing for commercial real estate transactions with specific capital, improvement, and timing requirements.
A $4.6 million cross-collateralized bridge loan supported a mixed-use lodging and restaurant property nearing completion, along with additional Maui land collateral. The transaction included construction and furnishing needs, with a six-month interest reserve.
View Case Studies
A $412,500 first-lien bridge loan helped a family-owned LLC purchase a commercial condominium in Kailua.
View Kailua case study
$1,634,000 cash-out bridge loan to fund a ground up construction project in Kihei, Maui.
View Case StudiesIt is a short-term loan that combines financing for a commercial property acquisition or refinance with capital for eligible improvements. It can help investors acquire and renovate a property under one financing structure.
Eligible transactions may qualify for financing of up to 100% of the approved rehab budget. The total loan must still satisfy applicable underwriting, leverage, property-value, and program requirements.
Yes. Eligible transactions may combine acquisition financing with funding for planned improvements. The rehab scope, budget, property value, and overall transaction must meet program requirements.
Eligible improvements depend on the property, rehab scope, budget, and loan program. The proposed work and costs are reviewed during underwriting.
Loan amounts range from $250,000 to $10 million under the referenced program terms. The amount available for a particular transaction depends on the property, current and projected value, rehab budget, and applicable leverage limits.
Qualifying transactions may close in as little as two weeks. Actual timing depends on underwriting, property due diligence, rehab review, documentation, and closing requirements.
Personal income verification is not required for eligible transactions. Additional borrower, property, and project documentation may still be necessary.
Terms generally range from 12 to 36 months, with extensions possible subject to program guidelines and approval.
Common exit strategies include refinancing into longer-term financing after improvements are completed or selling the property. The proposed exit strategy is an important part of the loan evaluation.
LET’S DISCUSS YOUR PROJECT
Planning to acquire, refinance, or reposition a commercial property? Myers Capital Hawaii can help you explore a bridge loan that combines property financing with eligible rehab costs.
Call 808-566-6611 to discuss your project.
All financing is subject to underwriting, property review, applicable lending requirements, and program guidelines. Rates, terms, loan amounts, leverage, rehab funding, availability, and closing timelines may vary. This content does not constitute a commitment to lend.