Luxury Investment Property
INVESTMENT LOANS

Scale Your Real Estate Portfolio. Faster.

Customized financing solutions for real estate investors, including DSCR, bridge, fix-and-flip, and construction loans nationwide.

Long-Term Loans for Acquisitions & Refinancing

Financing Built for Investors.

Whether you're purchasing your first investment property or expanding an established portfolio, our loan programs are designed for speed, flexibility, and competitive leverage. We focus on the property's income potential—not just personal tax returns.

  • No personal income verification required with qualifying DSCR loans
  • Up to 80% LTV for investment property purchases
  • Up to 65% LTV for cash-out refinances
  • Close in as little as 14 days
  • Foreign National programs available
DSCR Loans

DSCR Loans

Qualify based on property cash flow, not personal income. Perfect for scaling rental portfolios.

Fix & Flip Financing.

Get the capital needed to acquire and renovate properties quickly. Bridge loans provide up to 100% of renovation costs, allowing maximum cash on hand to tackle more projects.

Up to 100%
Renovation Budget
12-36
Month Terms
Fix and Flip Loans
Program Details

Bridge Loan
Highlights.

The bridge loan program is designed for speed and flexibility, helping clients move quickly on opportunities without the delays of traditional financing.

No personal income verification
Fast Closing: As little as 2 weeks
Acquisitions: Up to 80% Loan to Value (LTV)
Refinances: Up to 65% Loan to Value (LTV)
Renovation Budget: Up to 100%
Loan Amounts: $250,000 to $10 million
Up to 70% Loan to After Repair Value (ARV) for Rehabs
Property Types: Non owner-occupied single family, multi-family (5+ units), condos, condotels, industrial, retail, mixed use, land, and leasehold (Hawaii only)
Terms: 12 to 36 months. Extensions possible.
FICO Scores: As low as mid-500s
Contract signing
Investment property
The Myers Difference

Why Investors Choose Myers Capital Hawaii.

More than just a lender; a strategic partner in the real estate investment journey. The nuances of investing are understood by a team that invests as well.

Direct Lender Advantage

As a direct lender, loans are processed, underwritten, and funded in-house. This means faster decisions, lower fees, and no middleman markup.

Nationwide Footprint

Common-Sense Underwriting

THE PROCESS

Simple, Transparent Lending

The complex mortgage journey has been distilled into four clear, efficient steps. From initial discovery to final closing, there is support at every milestone.

Get Pre-Approved
01

Discovery Call

Start with a strategic consultation to review your financial profile, discuss your real estate goals, and determine the best financing path.

02

Application & Documentation

Securely submit the application and required documents.

03

Processing & Underwriting

The underwriting and appraisal process is handled efficiently, keeping clients updated every step of the way.

04

Closing & Funding

Sign final documents and receive funding. As a direct lender, we deliver a smooth, timely closing experience designed to keep your transaction moving forward without delays.

National Reach

Lending in 42 States

Whether investing locally or expanding a portfolio across state lines, nationwide reach ensures a reliable lending partner wherever opportunity arises.

0
States
$0B+
Funded

Proudly Lending in 42 States

Nationwide financing is offered for real estate needs.

Testimonials

Trusted By Hundreds Of Happy Homeowners

"Their deep knowledge and quick responses made what could have been a stressful experience feel really smooth and easy."

Randie Cachuela

Homeowner

"The professionalism and personal care demonstrated by the team has left a lasting positive impression. Friendly, courteous, knowledgeable, and responsive."

Tracy M Taniguchi

Homeowner

"Their knowledge, expertise, and commitment to seeing this loan through were invaluable. They went above and beyond, ensuring that every aspect was handled with precision."

Irma Gutierrez-Barrios

Real Estate Investor

"This is the best finance company on Oahu. I refinanced my home through them and friends and honest are my main experience points."

Eric Mowatt

Refinance Client

"I've used them twice for refinancing my home, and both times they made the process very easy and seamless. Very professional and attentive!"

Naoko Meyer

Refinance Client

"I expected to be overwhelmed and stressed by it all, and to my pleasant surprise it was not. Every email, phone call and text message was purposeful and clear."

Naomi Kam

Homeowner

"They sat us down and pulled our credit scores and showed us different ways to purchase. They give a person confidence when buying your dream home."

MONICA GANDAULI

Homebuyer

"Their deep knowledge and quick responses made what could have been a stressful experience feel really smooth and easy."

Randie Cachuela

Homeowner

"The professionalism and personal care demonstrated by the team has left a lasting positive impression. Friendly, courteous, knowledgeable, and responsive."

Tracy M Taniguchi

Homeowner

"Their knowledge, expertise, and commitment to seeing this loan through were invaluable. They went above and beyond, ensuring that every aspect was handled with precision."

Irma Gutierrez-Barrios

Real Estate Investor

"This is the best finance company on Oahu. I refinanced my home through them and friends and honest are my main experience points."

Eric Mowatt

Refinance Client

"I've used them twice for refinancing my home, and both times they made the process very easy and seamless. Very professional and attentive!"

Naoko Meyer

Refinance Client

"I expected to be overwhelmed and stressed by it all, and to my pleasant surprise it was not. Every email, phone call and text message was purposeful and clear."

Naomi Kam

Homeowner

"They sat us down and pulled our credit scores and showed us different ways to purchase. They give a person confidence when buying your dream home."

MONICA GANDAULI

Homebuyer

"Their deep knowledge and quick responses made what could have been a stressful experience feel really smooth and easy."

Randie Cachuela

Homeowner

"The professionalism and personal care demonstrated by the team has left a lasting positive impression. Friendly, courteous, knowledgeable, and responsive."

Tracy M Taniguchi

Homeowner

"Their knowledge, expertise, and commitment to seeing this loan through were invaluable. They went above and beyond, ensuring that every aspect was handled with precision."

Irma Gutierrez-Barrios

Real Estate Investor

"This is the best finance company on Oahu. I refinanced my home through them and friends and honest are my main experience points."

Eric Mowatt

Refinance Client

"I've used them twice for refinancing my home, and both times they made the process very easy and seamless. Very professional and attentive!"

Naoko Meyer

Refinance Client

"I expected to be overwhelmed and stressed by it all, and to my pleasant surprise it was not. Every email, phone call and text message was purposeful and clear."

Naomi Kam

Homeowner

"They sat us down and pulled our credit scores and showed us different ways to purchase. They give a person confidence when buying your dream home."

MONICA GANDAULI

Homebuyer

"Their deep knowledge and quick responses made what could have been a stressful experience feel really smooth and easy."

Randie Cachuela

Homeowner

"The professionalism and personal care demonstrated by the team has left a lasting positive impression. Friendly, courteous, knowledgeable, and responsive."

Tracy M Taniguchi

Homeowner

"Their knowledge, expertise, and commitment to seeing this loan through were invaluable. They went above and beyond, ensuring that every aspect was handled with precision."

Irma Gutierrez-Barrios

Real Estate Investor

"This is the best finance company on Oahu. I refinanced my home through them and friends and honest are my main experience points."

Eric Mowatt

Refinance Client

"I've used them twice for refinancing my home, and both times they made the process very easy and seamless. Very professional and attentive!"

Naoko Meyer

Refinance Client

"I expected to be overwhelmed and stressed by it all, and to my pleasant surprise it was not. Every email, phone call and text message was purposeful and clear."

Naomi Kam

Homeowner

"They sat us down and pulled our credit scores and showed us different ways to purchase. They give a person confidence when buying your dream home."

MONICA GANDAULI

Homebuyer

Resources

Mastering The Market Through Education

An educated borrower is the best partner. Watch real market reports, deal spotlights, and client stories from the Myers Capital Hawaii team.

YouTube Client Stories

Client Testimonials – Refinance

Hear directly from Myers Capital Hawaii clients about their refinance experience with our lending team.

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Support

Frequently Asked Questions

Find answers to common questions about the mortgage process. Still need help? Connect with our team.

Requirements vary by loan program, but a credit score of 620 or higher is typically preferred. That said, we also offer specialized programs for unique credit situations, so don't hesitate to reach out to discuss your options.

Support Agent

Still have questions?

Reach out to our team for assistance.

Or call directly

(808) 566-6611

Ready to Fund Your Next Project?

Contact the team today to discuss financing needs and learn how the perfect loan can be structured for your goals.