COMMERCIAL REAL ESTATE FINANCING
Flexible Financing for Commercial Development
Finance new commercial development with construction loans structured around your project budget, timeline, and exit strategy. We work with investors and developers to evaluate project feasibility and structure financing for eligible ground-up construction projects.
Submit Loan RequestShort-term financing for commercial acquisitions, refinances, and time-sensitive transactions.
02Financing for eligible commercial development projects, from land acquisition through construction.
03Combined acquisition or refinance financing and renovation capital for commercial properties requiring improvements.
LOAN PROGRAM OVERVIEW
Ground-up construction requires financing that accounts for more than the property's current value. Project budgets, permitting, construction schedules, builder experience, and the plan for repayment all play important roles.
Myers Capital Hawaii evaluates these factors to structure construction financing around the project's scope, capital requirements, and anticipated completion timeline.
Whether you're developing a new commercial property or advancing a project with plans and approvals in place, our direct lending approach provides a flexible financing option for eligible development opportunities.
PROGRAM DETAILS
Actual loan amounts, leverage, terms, credit requirements, closing timelines, construction draws, and eligibility depend on the project, market, underwriting, and program guidelines.
PROPERTY TYPES
We consider financing for eligible commercial development projects involving:
Property and project eligibility varies by program and market.
HOW THE PROCESS WORKS
Share the project location, development plans, estimated budget, funding requirements, and anticipated completion timeline.
Provide available plans, permits, construction budget, builder information, and other supporting documentation.
Our team reviews project feasibility, construction costs, borrower experience, funding requirements, and the proposed exit strategy.
Once underwriting and closing requirements are satisfied, financing is finalized. Construction funds are disbursed according to the approved draw schedule and applicable requirements.
CONSTRUCTION FINANCING CASE STUDIES
Every development project has its own budget, timeline, and capital requirements. Our team evaluates each opportunity to determine whether it fits our lending parameters.
A cash-out bridge loan with a $400,000 construction holdback supported ground-up construction of a new single-family home and ADU. The financing included a nine-month interest reserve, with repayment planned through refinancing.
A cross-collateralized bridge loan refinanced debt on an Austin mixed-use property and provided a $360,000 construction holdback for a residential project in Smithville. A nine-month interest reserve supported the financing structure.
A bridge loan with construction holdback financed 100% of a $1,092,000 construction budget to help complete a luxury single-family home already under construction. The borrower planned to finish and sell the property to repay the loan.
A commercial ground-up construction loan provides financing for developing a new commercial property. Funds may cover eligible project costs, with disbursements typically made in stages as construction progresses.
Eligible projects may include multifamily, mixed-use, industrial, retail, hospitality, and other qualifying commercial developments. Eligibility depends on the project, property location, and program requirements.
Potentially. Eligible transactions may include land acquisition and construction costs, depending on the project structure, budget, and financing program.
Construction financing typically uses a draw process, with funds disbursed in stages according to construction progress and the approved funding requirements.
Helpful information includes the project location, land details, development plans, permit status, construction budget, timeline, builder experience, requested loan amount, and anticipated exit strategy. Available documentation may vary depending on the project's stage.
The exit strategy is an important part of evaluating a construction loan. Repayment may depend on selling the completed property, refinancing into longer-term financing, or holding the asset as an investment.
Yes. Mortgage brokers can submit eligible construction opportunities for review and work directly with our team to discuss project requirements and potential financing structures.
Yes. Myers Capital Hawaii lends in 42 states, subject to property, market, and program eligibility.
LET’S DISCUSS YOUR PROJECT
Whether you're planning a new development or preparing a project for construction, Myers Capital Hawaii can help you explore financing options aligned with your budget, timeline, and investment objectives.
Share your project details with our team to discuss potential financing.
Call 808-566-6611 to discuss your project.
All financing is subject to underwriting, project review, applicable lending requirements, and program guidelines. Rates, terms, loan amounts, leverage, availability, and funding timelines may vary. This content does not constitute a commitment to lend.